Property Attributes
- ID#100601423
- TypeSingle Family
- Listing Status Active
- CountyONSLOW
- CitySurf City
- AreaOld Settlers Beach
- NeighborhoodSurf City
- Zip28445
- StyleSingle Family Residence
- Year Built1986
- Taxes$ 7372
- Price$ 729,000
- Bedrooms3
- Full Bathrooms3
- Half Bathrooms0
- Sqr Footage1762
- Lot Size0.18 Acres
Data Source:
Cape Fear REALTORS® - NCRMLS
Property Description
Welcome to 4074 4th Street, a canal-front home in Surf City offering the best of both sides of Topsail Island life. Keep your boat right outside your back door, with approximately 55 feet of canal frontage, a dock and boat lift, while the beach and Atlantic Ocean are within walking distance. This 3-bedroom, 3-bath waterfront home offers 1,762 heated square feet and convenient access to the Intracoastal Waterway, giving you the freedom to spend the morning on the ocean and the afternoon on the boat without ever leaving the island. Inside, there's plenty of room to spread out. The main living area connects with the dining area and kitchen, including an eat-in bar, while a large family room provides additional space for gathering and relaxing. A tiled sunroom takes advantage of the canal views and gives you another place to enjoy the waterfront setting throughout the day. The ground level adds valuable space for the way people actually live at the coast. A covered porch provides a shaded place to relax near the water, while the utility room and large storage areas provide room for beach gear, fishing equipment, bikes, tools and boating supplies. A ground-level bathroom is especially convenient when coming in from the boat, beach or spending the day outside. From the backyard, you're just steps from the dock and boat lift. Head out for a morning of fishing, cruise the Intracoastal Waterway, or spend the afternoon exploring the waters around Topsail Island. When the beach is calling, leave the boat at the dock and walk to the sand. The home is elevated on pilings with a metal roof and sits on a 55' x 140' canal-front lot with no HOA. There's also an opportunity to personalize the home and waterfront areas over time to fit your own vision of coastal living. Whether you're searching for a primary residence, second home or coastal getaway, 4074 4th Street offers a combination that defines Topsail Island living: the beach within walking distance, your boat in your backyard, canal-front living and no HOA.
| Elementary School | Middle School | High School |
|---|---|---|
| Dixon Elementary School | Dixon Middle School | Dixon High School |
| Price History | |
|---|---|
| 9/4/2026 | Listed $729,000 |
General Features
| Living Area | 1762.0 |
|---|---|
| Heating | Electric,Heat Pump |
| Cooling | Central Air |
| Utilities | Sewer Connected,Water Connected |
| Possession | Close Of Escrow,At Closing |
| Roof | Metal |
| Appliances | Built-In Microwave,Refrigerator,Dishwasher |
| Zoning | MHS |
| Patio/Porch Features | Patio |
| Pool Features | None |
| Construction Materials | Vinyl Siding,Wood Frame |
| Year Built | 1986 |
| View | Canal |
| Levels | One |
| Property Subtype | Single Family Residence |
| Tax Year | 2026 |
| Taxes | 7372.2 |
| Parcel Number | 800-108 |
| Waterfront Features | Boat Lift,Bulkhead,Canal Front |
| County | Onslow |
| Operating Expense | 0.0 |
| New Construction | No |
| Property Type | Residential |
| In City Limits? (Y/N) | Yes |
| HOA | No |
| Attached Garage | No |
| Subdivision Name | Old Settlers Beach |
| Garage Y/N | No |
| Total Rooms | 9 |
| Full Baths | 3 |
| Status | Active |
| Directions | From the Island roundabout in Surf City,travel North on N. New River Dr. Turn left onto 4th St. The house will be on the right. |
| High School | Dixon |
| City | Surf City |
| High School District | Onslow |
| Lot Size Units | Acres |
| Lot Size Square Feet | 7841.0 |
| Carport Spaces | 1.0 |
| Carport Y/N | No |
| Elementary School | Dixon |
| Property Attached Y/N | No |
| Land Lease Y/N | No |
| Home Warranty Y/N | No |
| Middle/Junior High School | Dixon |
| Lease Considered Y/N | No |
| Structure Type | Wood Frame,Stick Built |
| Living Area Units | Square Feet |
| Standard Status | Active |
| Tax Assessed Value | 652407 |
| Legal Description | L30 S3 B41 OLD SETTLERS BEACH |
Interior Features
| Interior Amenities | Blinds/Shades |
|---|---|
| Basement | None |
| Flooring | LVT/LVP,Carpet,Tile |
| Master Bed Level | Primary Living Area |
| Total Stories | 1 |
| Basement (Y/N) | No |
| Air Conditioning Y/N | Yes |
| Heating Y/N | Yes |
| Fireplace Y/N | No |
| Total Bedrooms | 3 |
| Attic Features | No Access |
| Entry Level | 2 |
| Room Type | Living Room,Family Room,Dining Room,Dining Area,Master Bedroom,Bedroom 1,Bedroom 2,Bonus Room,Sunroom |
| Total Baths | 3 |
| Living Area Range | 1600 - 1799 |
| SmokingYN | No |
Exterior Features
| Exterior Finish | Vinyl Siding |
|---|---|
| Fencing | None |
| Parking Features | Off Street |
| Lot Features | Boat Slip,Boat Dock,Boat Lift,Bulkhead,Navigable Water |
| Water Source | Public |
| Total Parking | 0.0 |
| Lot Size Area | 0.18 |
| Foundation Details | Other,Pilings |
| Spa | No |
| Building Area Total | 1762.0 |
| Lot Dimensions | 55x140 |
| Lot Size Acres | 0.18 |
| Road Surface Type | Paved |
| Frontage Type | Canal Front |
| Waterfront Y/N | Yes |
| Road Frontage Type | Paved |
| Crops Included Y/N | No |
| Horse Y/N | No |
Amenities
- Foreclosure
- Views
- Short Sale
- New Construction
- Adult 55+
- Lease To Own
- No HOA Fees
- Furnished
- Primary On Main
- Air Conditioning
- Seller Finance
- Green
- Fixer Upper
- Horse
- Golf
- Fireplace
- Deck
- Garage
- Basement
- Pool

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